St Charles Homes under $400,000

2 Beds ⋅ 2 Baths ⋅ 26057910 MLS ⋅ ACTIVE Status

Welcome home to Midtown St. Charles! This charming corner-lot ranch delivers comfort, convenience, and style in the heart of Midtown. Inside, you'll find two bedrooms and two full bathrooms, with a recently updated kitchen and baths that make this home completely move-in ready. The finished basement adds valuable flexibility, including a dedicated office space with a large closet, ideal for working from home or hobbies. Outside, the flat backyard is ready for entertaining, complete with a firepit for those perfect evenings. A 10x12 shed provides plenty of storage for tools and project supplies. Showing notes: The shed will not be accessible until next week, or sooner. The piano will be removed prior to closing.

502 Pine St, St Charles

$299,900

2 Beds ⋅ 1 Baths ⋅ 26062435 MLS ⋅ COMING SOON Status

Welcome to this charming 2-bedroom, 1-bath ranch offering beautiful hardwood floors, an oversized lot, and plenty of possibilities! The functional single-level layout provides comfortable living with great natural light and timeless character throughout. Outside, the expansive lot offers ample space, while the detached garage provides additional parking, storage, or workspace. Whether you're looking for a place to call home, considering an investment opportunity, or exploring the property's potential for future commercial use, this property offers incredible versatility. Conveniently located with easy access right off of hwy 364, nearby shopping, dining, and businesses.

1618 Muegge Rd, St Charles

$335,000

3 Beds ⋅ 4 Baths ⋅ 26063588 MLS ⋅ ACTIVE Status

Welcome to 71 Gray Owl Garth Court! Freshly updated and move-in ready, this 3-bedroom, 4-bath home offers a fantastic combination of space, updates and a convenient St. Charles County location. Step inside to find fresh paint throughout the entire home, all-new carpeting and beautiful hardwood flooring throughout portions of the main level. The spacious family room features a brick fireplace and abundant natural light, while the separate dining room offers a large bay window and plenty of room for entertaining. The kitchen and adjoining breakfast area provide an easy flow to the newer, maintenance-free deck—perfect for relaxing, grilling or enjoying the backyard. Upstairs, you'll find generously sized bedrooms, including a spacious primary suite with a walk-in closet and private bath. The finished walkout lower level adds even more usable living space with a large recreation/family room, second fireplace, full bath and additional sleeping or flex space—ideal for guests, a home office, workout room or playroom. Outside, enjoy the newer maintenance-free deck, patio and private backyard setting. Centrally located in St. Charles County with excellent access to Highway 364 and Highway 94, making it easy to reach shopping, dining, schools and everything the surrounding area has to offer. Fresh, clean and ready for its next owner—schedule your showing today! As always, please double check school districts for accuracy!

71 Gray Owl Garth Ct, St Charles

$310,000

3 Beds ⋅ 2 Baths ⋅ 26063459 MLS ⋅ ACTIVE Status

Move-in ready 3-bed, 2-bath ranch on a corner lot in Sunnybrook Park. Major systems updated: new roof (2021), new HVAC with brand-new A/C (2022), new back bedroom flooring, and a new back patio drainage pipe (2026). Kitchen offers granite countertops, maple cabinets, a deep pantry, room for a large island or table, stainless dishwasher, and a newly installed microwave (2026). The main-floor flex room addition (living room) walks out to the 12x16 deck and adds a bonus storm room in the walk-out lower level. Fully fenced backyard with brand-new chain link fencing (2023). Attached 1-car garage with opener, concrete driveway, public water/sewer, no HOA. Washer and Dryer in basement come with house. Convenient commuter location near Hwy 370 & I-70. Disclosure on file.

637 Norma Dr, St Charles

$315,000

3 Beds ⋅ 3 Baths ⋅ 26058955 MLS ⋅ ACTIVE Status

Spacious 3-bedroom, 3-bath villa in Southern Oaks with main-floor convenience and a finished lookout lower level! Vaulted ceilings and abundant natural light give the main living area an open, airy feel. The kitchen and breakfast area flow onto the deck, making it easy to take your morning coffee outside or enjoy dinner in the fresh air. The primary suite offers a private full bath, complemented by an additional main-floor bedroom, second full bath and laundry that keep everyday essentials conveniently on one level. Downstairs, enjoy a large recreation room, third bedroom, full bath and a refreshment center with a full-size refrigerator that stays with the home. Off the recreation room, a workspace behind double doors is equipped with electrical outlets for a home office, sewing or crafts. Close the doors when you’re done and tuck it all away! Generous unfinished storage, workshop space and a two-car garage add practicality, with room to bring your personal style throughout. Association-provided lawn care, exterior maintenance and snow removal give you more time to enjoy nearby Historic Main Street and Streets of St. Charles, offering shopping, dining, entertainment and seasonal events.

199 Southern Oaks Dr, St Charles

$265,000

3 Beds ⋅ 1 Baths ⋅ 26063272 MLS ⋅ ACTIVE Status

Enjoy easy ranch living with a backyard made for summer at this 3BR/1BA Saint Charles Hills home offering over 1,100 sqft plus finished LL space! Inside, the layout feels comfortable and practical with updated lighting, newer windows, an updated front door, newer water heater, an updated BA, and additional improvements throughout. The kitchen and dining areas connect easily to the outdoor space, making everyday living and entertaining simple. The finished LL adds a spacious second living area, rec room, hobby space, or flexible bonus room. Out back, the fenced yard is the true highlight with an above-ground pool and surrounding deck that create a fun, easy place to spend sunny afternoons. When the day winds down, the hot tub adds a relaxing spot to settle. There’s still room to grill, garden, lounge, or host a backyard gathering. An oversized garage adds excellent storage, workspace, and 220V service. Located in unincorporated St. Charles County with Highgate HOA amenities, multiple parks and common areas, plus easy access to shopping, dining, parks, and I-70. Jefferson Intermediate is approx. 0.3 mile away and St. Charles West High is approx. 0.4 mile away. Move-in ready and full of lifestyle perks—come see it today

3224 Highgate Ln, St Charles

$350,000

4 Beds ⋅ 3 Baths ⋅ 26063168 MLS ⋅ ACTIVE Status

Beautiful 2-story home on a desirable cul-de-sac lot! This spacious 4-bedroom home offers a functional floor plan with comfortable living spaces and great outdoor features. The main level includes a welcoming entry with LVP flooring, formal living and dining room, a convenient half bath, and a cozy family room featuring a wood-burning fireplace with French doors leading to the deck. The kitchen features custom cherrywood cabinetry, quartz countertops, stainless steel appliances and a breakfast area for casual dining. Upstairs, the primary suite offers two closets and a private bath, ceramic tile, an adult-height vanity with makeup counter, and a separate shower. Three additional bedrooms and a full hall bath provide plenty of space for family or guests. The hall bath features an adult-height vanity and shower/tub combo. Enjoy the outdoors from the composite deck with a remote-controlled awning and spacious patio. Located on a cul-de-sac lot with plenty of space to enjoy, this home is ready to welcome its new owners!

5 Cloverhill Ct, St Charles

$350,000

3 Beds ⋅ 2 Baths ⋅ 26062809 MLS ⋅ ACTIVE Status

I don't know what's cuter, the park like yard, the cozy house, or the rustic barn! This one is a must see. Three bedrooms, two full baths, a finished walk-up basement, a BIG yard with plenty of parking, and a large outbuilding. What will you do with the barn? Cars, hobbies, shop, storage, run a business? This property is zoned residential, but it was home to a thriving landscape business for years until it outgrew the space. Come take a look, you won't be disappointed!

1127 Caulks Hill Rd, St Charles

$295,000

3 Beds ⋅ 2 Baths ⋅ 26062711 MLS ⋅ ACTIVE Status

Welcome Home! Freshly refinished HARDWOOD FLOORS and NEW INTERIOR PAINT highlight this 3 bed/2 bath RANCH home. Positioned at the beginning of a cul-de-sac, this amazing property offers a generously sized lot with a spacious fenced backyard, oversized 2 car garage and extended driveway. Both bathrooms in this all electric home have been nicely updated. Additional improvements include a 6 year old roof, an electric water heater replaced within the past few months, and an electrical panel replaced last year. All appliances stay. This functional home is ideally located in a quiet, mature, well established neighborhood that is close to highways, historic downtown St Charles, Blanchette Park, Lindenwood University and Duchesne High School. OPEN HOUSES: Friday, 10/2 4-7pm, Saturday, 10/3 12-2pm and Sunday, 10/4 1-3pm.

1008 N Duchesne Dr, St Charles

$399,000

3 Beds ⋅ 3 Baths ⋅ 26056635 MLS ⋅ ACTIVE Status

Welcome to a remarkable piece of St. Charles history, where the character and craftsmanship of the 1890s meet the comforts of modern living. You will feel like king of the castle perched atop a hill looking out toward the river valley. This charming 3 bedroom, 3 bath brick home offers historic architecture, incredible outdoor living, and a perspective you simply cannot recreate with new construction. 1216 N. 5th Street comes with a story to tell - according to its' historical marker, the property was once part of St. Charles' Common ground before being purchased by Henry and Casper Dallmeyer, and Eugene Thro built the home circa 1891. Its distinctive hillside design creates 2 stories at the front and 3 at the rear. Among its many former residents was Pearl Brown, a conductor for the Wabash Railroad. Step inside and experience the ingenuity of a different era. Soaring 11 foot ceilings and charming transom windows in the family and living rooms provided the original air conditioning, encouraging natural airflow long before modern HVAC. Impressive 6.5 foot tall windows fill these rooms with natural light, while classical exposed brick adds warmth, texture, and unmistakable historic character. The kitchen features trendy concrete countertops, stainless steel appliances, a gas range, and space for a cozy bistro set. A fully functional butler's pantry dramatically expands the kitchen with additional concrete counters, a sink, dishwasher, and storage, providing valuable space for preparing meals, entertaining, and cleaning up. A full bath completes the main floor, while an atrium door provides access to the upper deck. Upstairs, the historic charm continues with more transom windows, 2 bedrooms, 2 full baths, and a second laundry area. The spacious primary suite features dual closets, an eye catching feature wall, private balcony, and large 4 piece en-suite bathroom. The generously sized second bedroom offers dual window seats where you can lounge in the natural light with a book or simply watch the world go by. The lower level adds even more flexibility with a foyer, third bedroom, cozy and bright sunroom, utility room with modern systems and an additional laundry area, plus a clean and dry stone storage room that preserves another piece of the home's 19th century character. The sunroom walks out to a covered stamped paver patio, providing yet another place to enjoy the outdoors. And outdoors is where this home's elevated setting truly shines. From the rear decks and 21-foot above ground pool, your higher perspective lets you gaze across the neighborhoods below and toward the river valley, creating a wonderful sense of openness. The lower deck wraps around the pool, expanding the space for summer entertaining, while a garden, lawn shed, patio, balconies, and multiple outdoor gathering areas give you plenty of ways to enjoy the property. Then there's the garage. The massive detached 2 car garage measures approximately 27x27 with dual 9 foot garage doors capable of accommodating all but the largest vehicles. Its own 100 amp subpanel makes the space even more useful for projects and hobbies. Above it, an impressive 24x23 banquet room creates an unexpected bonus space for gatherings, celebrations, homeschooling, hobbies, or whatever your lifestyle demands. Modern conveniences include a 95% efficiency Trane HVAC system (2017), 200 amp main electrical panel, 100 amp garage subpanel, and easy street parking. This is the kind of home that makes historic Frenchtown special. You'll find the soaring ceilings, transoms, exposed brick, stonework, and craftsmanship that tell the story of generations past, paired with modern systems, updated living spaces, abundant storage, a pool, multiple decks, and a garage setup that would be difficult to duplicate today. Historic charm doesn't mean sacrificing comfort!! Open House Sunday, October 4th from 1 PM to 3 PM. Don't Sleep on Your Dream Home, Sleep in It!

1216 N 5th St, St Charles

$230,000

2 Beds ⋅ 2 Baths ⋅ 26062506 MLS ⋅ ACTIVE Status

I'm a HOT Property! Freshly painted 2-bedroom, 2-bath townhouse offering 1,344 sq ft of comfortable, flexible living space in a fabulous community with a low HOA! Situated on a desirable corner lot! As you enter through covered porch into spacious foyer, you'll embrace the gorgeous Vinyl Plank through most of the home plus some new carpet (replaced where carpet exists on stairwell and 2nd level Family Room), two updated bathrooms, and a spacious kitchen with a center island and stainless-steel appliances. The versatile floor plan includes a welcoming living room, breakfast area, bonus room, family room and 2 large bedrooms providing plenty of options for everyday living, entertaining, working from home, or hobbies. The walk-out basement adds even more flexibility, while the maintenance-free deck is perfect for relaxing or enjoying outdoor gatherings. An attached 1-car garage adds convenience and provides access to home from garage. Fresh, inviting, and priced well for the current market—this is an excellent opportunity to enjoy easy townhouse living in a wonderful community! Roof is 5 years and HVAC is 4 years. Close to all types of amenities including shopping, coffee, restaurants, highway's and most anything a homeowner would need and enjoy. SEE IT TODAY!

282 Le Beau Ln, St Charles

$365,000

3 Beds ⋅ 3 Baths ⋅ 26060085 MLS ⋅ ACTIVE Status

Welcome to 17 Rydal Place! This 2020-built 2-story home offers 3 bedrooms, 2.5 baths, 1,629 sq ft and a 2-car garage, all tucked away on a cul-de-sac in a convenient St. Charles location. The main level features an open, comfortable layout with a kitchen offering newer stainless steel appliances, including a gas range/oven and refrigerator, plus a pantry and sliding glass door leading to the patio and backyard. Upstairs, you’ll find a spacious primary suite with a large walk-in closet and private bath with double vanity, along with two additional bedrooms, both featuring walk-in closets. A second full bath also offers a double vanity, and the upstairs landing provides a versatile spot for a home office, reading nook or additional gathering space. A linen closet adds convenient storage. The lower level offers even more potential with a partially finished basement, laundry area, egress window and roughed-in plumbing for a future bathroom, giving the finished space the flexibility to potentially be converted to a bedroom if desired. Outside, enjoy the patio and backyard without the maintenance of a huge lot, plus a PestShield preventative pest-control system around the foundation. The location is hard to beat with easy access to Hwy 364 and I-70, plus you’re just minutes from The Streets of St. Charles, Historic Main Street, the Katy Trail and Family Arena. And there’s even more happening nearby, with the planned Riverpointe development envisioned as a new mixed-use riverfront destination extending between The Streets of St. Charles and the Family Arena, bringing additional dining, retail, office, residential and recreational opportunities to the area.

17 Rydal Pl, St Charles

St Charles Homes under $400,000

Newest St Charles Homes under $400,000