St Charles Homes under $250,000

St Charles Homes under $250,000

Welcome to St. Charles, Missouri—a charming city that beautifully blends rich history with modern living. Nestled along the banks of the Missouri River, St. Charles is renowned for its picturesque streets, vibrant downtown area, and a welcoming community atmosphere. With a history dating back to the 18th century, this city boasts a unique heritage that is showcased in its well-preserved historic buildings and quaint shops.

St. Charles is not just a destination for history buffs; it also offers a plethora of recreational opportunities. Residents and visitors alike can enjoy scenic parks, walking trails, and the beautiful riverfront, making it an ideal place for outdoor enthusiasts and families. The city is also home to a variety of dining options, from cozy cafes to fine dining, ensuring there’s something to satisfy every palate.

For those seeking affordable housing options, St. Charles has an impressive selection of homes priced under $250,000. Whether you’re a first-time homebuyer, a growing family, or looking to downsize, you’ll find a range of charming properties that fit your budget. From cozy bungalows to modern townhomes, there’s a perfect home waiting for you in this delightful city.

With its strong sense of community, excellent schools, and convenient access to major highways, St. Charles offers a quality of life that is hard to beat. Come explore the possibilities and discover why so many choose to call St. Charles home!

Newest St Charles Homes under $250,000

282 Le Beau Ln, St Charles
$230,000
2 Beds ⋅ 2 Baths ⋅ 26062506 MLS ⋅ ACTIVE Status
I'm a HOT Property! Freshly painted 2-bedroom, 2-bath townhouse offering 1,344 sq ft of comfortable, flexible living space in a fabulous community with a low HOA! Situated on a desirable corner lot! As you enter through covered porch into spacious foyer, you'll embrace the gorgeous Vinyl Plank through most of the home plus some new carpet (replaced where carpet exists on stairwell and 2nd level Family Room), two updated bathrooms, and a spacious kitchen with a center island and stainless-steel appliances. The versatile floor plan includes a welcoming living room, breakfast area, bonus room, family room and 2 large bedrooms providing plenty of options for everyday living, entertaining, working from home, or hobbies. The walk-out basement adds even more flexibility, while the maintenance-free deck is perfect for relaxing or enjoying outdoor gatherings. An attached 1-car garage adds convenience and provides access to home from garage. Fresh, inviting, and priced well for the current market—this is an excellent opportunity to enjoy easy townhouse living in a wonderful community! Roof is 5 years and HVAC is 4 years. Close to all types of amenities including shopping, coffee, restaurants, highway's and most anything a homeowner would need and enjoy. SEE IT TODAY!

282 Le Beau Ln, St Charles
1440 Heritage Lndg Unit 304, St Charles
$125,000
2 Beds ⋅ 2 Baths ⋅ 26061152 MLS ⋅ ACTIVE Status ⋅ Heritage Garden Condos BLDG.
Beautifully remodeled 2-bedroom, 2-bath condo featuring vaulted ceilings and an open, inviting floor plan. The spacious living room offers a cozy gas fireplace, while the updated kitchen opens seamlessly to the main living area and includes the refrigerator. The large primary suite features a private full bath with a soaking tub and separate shower. Enjoy outdoor living on the private deck, plus the convenience of an included washer and dryer and covered carport. Ideally located near schools, shopping, dining, and major highways with easy access to Hwy 94, 364, and I-70.

1440 Heritage Lndg Unit 304, St Charles
2677 Falcons Way Unit 126, St Charles
$159,900
2 Beds ⋅ 3 Baths ⋅ 26061090 MLS ⋅ ACTIVE Status ⋅ Hawks Nest BLDG.
Fantastic townhouse with 3 levels of living. Recently updated to neutral decor, fresh paint, updated appliances, updated flooring, coat/book bag cubby nook, finished lower level with family room or sleeping room and 1/2 bath. This is move in ready ~ 1392 sq foot of finished living space. The main level offers and entry foyer, 1/2 bath, kitchen, breakfast room and great room with cozy gas fireplace. The upper level with 2 nice sized bedrooms with large closet space. Updated full bath. The lower level adds so much bonus living space, dedicated laundry room, 1/2 bath and rec/family room or sleep room with basement windows. Plenty of parking plus you have a covered spot plus an assigned space. Appliances can stay to make your move even easier. Hot water heater apx 2 years old. Association takes care of exterior and roof. Subdivision pool. Monthly fee includes: entry sign, street maintenance, common ground, snow removal, landscaping, grass cutting, some insurance, water, sewer, trash - you can just enjoy a carefree lifestyle. So close to shopping, dining and highway access.

2677 Falcons Way Unit 126, St Charles
728 Pine St, St Charles
$200,000
3 Beds ⋅ 1 Baths ⋅ 26062472 MLS ⋅ ACTIVE Status
Welcome home to this charming all-brick ranch situated on a spacious corner lot in the heart of St. Charles! This well-maintained home offers 3 bedrooms, 1 bathroom, and an attached 1-car garage, along with a partially finished lower level and plenty of additional storage space. Step inside to beautiful hardwood floors throughout much of the main level, complemented by new luxury vinyl flooring in the kitchen/dining area and stairway leading to the lower level. The partially finished basement provides additional living space with plenty of possibilities for a family room, recreation area, home office, or workout space. Outside, enjoy the wonderful back patio, perfect for BBQs, relaxing, or entertaining family and friends, along with a nice-sized corner lot offering plenty of outdoor space. And you’ll love the location! Just blocks from St. Charles High School, Blanchette Park, and historic Downtown St. Charles, with its restaurants, shops, entertainment, and charm. You’re also just minutes from Lindenwood University, with convenient access to major highways, shopping, dining, and everything St. Charles has to offer. Classic all-brick construction, beautiful hardwood floors, a great corner lot, and an incredibly convenient St. Charles location—this one is ready to welcome you home!

728 Pine St, St Charles
1400 Heritage Lndg Unit 110, St Charles
$145,000
2 Beds ⋅ 2 Baths ⋅ 26062704 MLS ⋅ ACTIVE Status ⋅ Heritage Garden Condos BLDG.
Ground level condo with small patio area. The unit has two bedrooms and two bathrooms. Some updates to the bathrooms, Open flow between living room, kitchen and dining area. Primary bedroom has walk in closet, full en-suite bathroom with shower. Kitchen has coffee bar area and open kitchen. Easy to show! Set your appointment today!

1400 Heritage Lndg Unit 110, St Charles
1465 Heritage Lndg Unit 401, St Charles
$160,000
3 Beds ⋅ 2 Baths ⋅ 26060280 MLS ⋅ ACTIVE Status ⋅ Heritage Garden Condos BLDG.
Welcome to 1465 Heritage Landing, Unit 401, a spacious 3 bedroom, 2 bath condo on the fourth floor with elevator access and an assigned garage spot just steps away. New HVAC system, new electrical panel and updated electric. Kitchen has neutral cabinets and countertop and a new dishwasher and new range. In unit washer and dryer will stay. This secured building is easy access to Hwy 364 and 94, the post office, Walmart and all those businesses you need to run your life. Trash, water, sewer and snow removal are included in the HOA, so low maintenance makes life easier! Come take a look, you'll be glad you did!

1465 Heritage Lndg Unit 401, St Charles
1505 S Old Hwy 94, Unit 203, St Charles
$190,000
2 Beds ⋅ 2 Baths ⋅ 26052955 MLS ⋅ ACTIVE Status ⋅ Greendale Manor #1 Bldg 1 BLDG.
Welcome to carefree living in this quiet, well-maintained 55+ community conveniently located in St. Charles! This ground-level unit has been lovingly cared for and offers no-step entry and an inviting open floor plan designed for easy, comfortable living. The spacious layout features laminate flooring providing a seamless flow between the living, dining, and kitchen areas, while the covered patio right off the living room offers a wonderful spot to relax and enjoy the outdoors. Over 1,100 sq ft with 2 bedrooms, 2 full baths, & in-unit laundry in this one level home. Convenience continues with a designated carport space and a secured, designated storage area in the lower level, providing additional space for your belongings. The building is nicely maintained and features an elevator, making access throughout the building easy and convenient. The $385 monthly HOA fee includes internet, water, sewer, trash, snow removal, maintenance & insurance of the grounds & exterior & common areas of the building itself. Enjoy the freedom of low-maintenance, carefree living while having the opportunity to connect with neighbors. Residents can participate in optional activities and social gatherings & have access to the community gathering room, a game room, and a library, creating a welcoming community atmosphere without any obligation. Schedule a showing today for this wonderful opportunity to enjoy comfortable, convenient living in a 55+ community in St. Charles!

1505 S Old Hwy 94, Unit 203, St Charles
613 Schaefer Pl, St Charles
$224,900
4 Beds ⋅ 2 Baths ⋅ 26062142 MLS ⋅ ACTIVE Status
Super cute with location and charm near old town St Charles! Only 4 homes on this quiet older street. This 4 bedroom, 2 bath home is filled with character - hardwood laminate floors, living room, eat-in kitchen with white cabinetry and newer range/dishwasher/microwave. 2nd floor has 2 large bedrooms or 1 bed and a loft space with built in shelving. The partially finished walk out lower level has a 4th bedroom/office, flex space for families, crafts or more, and a full updated bath. Detached 1 car garage. Large patio backing to woods and the quietest neighbors ever! Roof 2024, siding and gutters 2024, hwh 2022, washer and dryer stay 2021.

613 Schaefer Pl, St Charles
1345 Hampton Rd Unit C, St Charles
$199,000
3 Beds ⋅ 3 Baths ⋅ 26061417 MLS ⋅ ACTIVE Status
A three bedroom, two and a half bath town home in Saint Charles for under 200k is a rare find, but here it is! With just a little TLC, this home will provide instant equity and a charming place to hang your hat. The first floor has updated LVP which you will find as you enter the spacious living room. Beyond that there is a convenient powder room. Completing the interior of the main floor is the kitchen/dining combo with new microwave and kitchen faucet. Upstairs, you will find a full bathroom and two nicely sized bedrooms. Additionally, there is a primary en suite with walk-in shower, walk-in closet, and balcony. Another great convenience is the laundry/storage closet on the second floor. No more dragging laundry up and down the stairs!

1345 Hampton Rd Unit C, St Charles
3215 Janton Ln, St Charles
$250,000
3 Beds ⋅ 1 Baths ⋅ 26060956 MLS ⋅ ACTIVE Status
This well-cared-for, move-in-ready home offers numerous updates and improvements designed to make homeownership easy. The roof & gutters were replaced in 2020, while the driveway & sidewalk leading to the front patio were replaced in 2019. The eat-in kitchen was updated in 2013 & features stainless steel appliances, a pantry, & an open stairway leading to the lower level. The bathroom was also updated, & the exterior was freshly painted in 2026. Additional updates include newer A/C system, newer water heater, vinyl insulated tilt-in windows. The sewer lateral was replaced from the home to the street in 2014. Outside, the large carport provides convenient covered parking along with additional storage space above, & there is an additional parking pad to the side of the carport. The spacious backyard is mostly fenced & features mature trees, creating a comfortable setting for relaxing or entertaining. The basement offers a finished office/playroom area, with the remainder providing ample storage space. Located on a quiet street just off Ipswich, the home offers easy access in & out of the subdivision, while nearby schools are within a short walking distance. With its combination of thoughtful updates, functional spaces, & convenient location, this home is a great opportunity for a buyer looking for value and move-in-ready comfort.

3215 Janton Ln, St Charles
1728 Forest Hills Dr Unit B, St Charles
$180,000
2 Beds ⋅ 3 Baths ⋅ 26060827 MLS ⋅ ACTIVE Status ⋅ Forest Hills Twnhs BLDG.
Home is being sold "AS IS" by the estate of current owner. Spacious 2 bedroom, 2.5 bath townhouse in good condition in need of updating. Here is your opportunity to purchase in the well maintained community and gain some sweat equity by doing the updating over time. All appliances stay and seller does not provide any warranty.

1728 Forest Hills Dr Unit B, St Charles
1436 Heritage Lndg Unit 206, St Charles
$119,000
2 Beds ⋅ 2 Baths ⋅ 26060768 MLS ⋅ ACTIVE Status ⋅ Heritage Garden Condos BLDG.
Easy living starts here--including zero step entry into the unit! This 2-bedroom, 2-bath condo in Heritage Landing is move-in ready and freshly painted throughout, with never-lived-on luxury vinyl plank and deluxe carpeting waiting for its next owner. The open kitchen and dining area flows right into a generous living room, so hosting feels effortless whether it's two guests or ten. Step out to the deck off the living room for morning coffee, then unwind on the screened-in porch off the primary bedroom — two separate outdoor spaces, both yours. The primary suite adds a walk-in closet plus a private bath, and the second bedroom and full bath give guests or a home office room to breathe. Practical wins: in-unit laundry, tons of closet space, a dedicated storage locker, and a carport. Commuting is simple with quick access to Highways 94, 364 and 270 — shopping, dining and everything St. Charles has to offer is minutes away. Low-maintenance living, thoughtfully updated, and ready when you are.

1436 Heritage Lndg Unit 206, St Charles
Start Your Search