3628 Fillmore St, St Louis, MO 63116

Property Description

Distinctive brick arches, spacious two-story porches and a landscaped garden give this Holly Hills two-family a character all its own. At 3628 Fillmore, classic St. Louis architecture meets updated interiors and inviting places to spend time outdoors. Two spacious apartments, each with two bedrooms and one full bath, are complemented by finished lower-level space, creating appealing options for owner occupancy or investment ownership. The property offers approximately 2,860 total finished square feet, including 2,448 above grade and 412 in the lower level per seller. Both apartments feature updated kitchens and bathrooms, stainless steel appliances and walk-in showers. The first-floor kitchen includes granite counters and a center island, providing a comfortable setting for everyday meals and entertaining, has two bedrooms on the first floor and a full bath with a walkout to a large covered deck in the back. The living room has built in bookshelves. The finished lower level, which features a full bathroom, a room that could be used for either an office, bedroom, or additional living space, three closets, a hallway with built-in bookshelves, and a laundry area. Additionally separate storage areas for each unit. The upstairs apartment has two bedrooms, and a large private porch on the front of the building, and also a covered deck in the back of the apartment. There is a seperate living room and dining room. There are carpet floors, and cork floor in the kitchen to keep the noise at a minimum on the first floor, underneath the carpet is hardwood that is in good condition. The unit currently rents for $1,320 per month under a lease through July 31, 2027. That rent is below market rent, with 2 bedroom apartments in the neighborhood renting for $1,600. The upstairs tenant is open to leasing the finished lower-level office/bonus space for an additional fee if the buyer desires, and has a friend interested in leasing the first-floor apartment. Both opportunities are subject to buyer approval and mutually agreed lease terms. With market rents at $1,600 for each apartment, and market rent of $400 for the finished lower level, there is potential to have $3,600 a month in monthly rental income. Outdoor living is a defining feature. Generous front and rear porches offer space for seating, meals and gathering, with a private upper front porch and a covered upper rear porch. The landscaped backyard features a fountain and garden setting that can be enjoyed from the rear porches or patio. The former garage has been transformed into storage and a covered outdoor lounge with a fireplace, adding another inviting place to relax. Together, these spaces give the property a distinctive combination of architectural detail, practical storage and outdoor enjoyment. A new architectural shingle roof was installed in February 2026, adding a significant recent improvement to the property's extensive updates. There is off street parking in the rear. The first floor and lower level could be sold furnished. Explore the Matterport tour to see the layout and details.